Dhan Vibhag · Loan referral partner (DSA). Not a lender.

We never ask for OTPs or upfront fees

Salary loan · सैलरी लोन

Salary se pehle, paisa aaj.
Up to ₹40,000ज़रूरत आज, चुकाओ सैलरी पर।

Check eligibility in 60 seconds. 100% online. No credit score hit.

₹40,000Max loan
7–40 daysTenure
60 secTo check

Check eligibility FREE

पात्रता जाँचें · 60 seconds · No CIBIL impact

Loan detailsStep 1 of 4

Step 1: Loan details
What do you need?
₹

Enter an amount between ₹5,000 and ₹40,000.

30 days
Step 2: Work and income
You are
How is your salary paid?

Please choose how your salary is paid.

Please choose where you work.

₹

What reaches your bank each month.

Please enter your monthly income.

Step 3: Credit and location

Enter your age in years.

Enter a valid 6-digit pincode.

Please select your state.

Credit score (CIBIL)

Please pick a range.

Any payment 90+ days overdue in the last 6 months?

Please answer this question.

More than 2 EMI/cheque bounces in the last 3 months?

Please answer this question.

Step 4: Your contact details

Please enter your full name.

+91

Enter a valid 10-digit Indian mobile number.

Please check your email address.

Please tick the box(es) to continue.

Private. Nothing is saved until step 4.

Loans by WePaisa (SmartCred Mantra Pvt Ltd) · We refer eligible applicants

The loan · एक नज़र में

Everything you need, at a glance

₹5,000 – ₹40,000Loan amount
7 – 40 daysRepay in one go
From 1% / dayInterest
10% + GSTProcessing fee, from
₹20,000+ salaryPaid by bank transfer
21 – 58 yearsAge · CIBIL 550+

Available in 14 states

Not available for

Cash or cheque salaryArmed forces & police90+ day overdue (6 mo)2+ bounces (3 mo)North-East, J&K, West Bengal
Cost calculator · पूरा हिसाब

See the full cost. No surprises.

₹10,000
₹5K₹40K
30 days
740

At starting rates: 1% interest a day, 10% fee + 18% GST. Your exact terms come in the lender's Key Fact Statement.

Due on day 30₹13,000
Total cost₹4,180
LoanInterestFee + GST
Loan amount₹10,000
Interest (1% × 30 days)₹3,000
Fee 10% + 18% GST₹1,180
Total charges₹4,180

Fee deducted upfront? You receive about ₹8,820. Approx. APR 509%. Borrow only for short gaps.

How it works · कैसे

Check to cash in 4 steps

  1. Check here

    60 seconds, no documents

  2. Go to WePaisa

    Our secure partner link

  3. Quick KYC

    PAN, Aadhaar, salary account

  4. Money in bank

    Once the lender approves

Other loans · और लोन

Need bigger or longer?

Personal loan

Wedding, medical, travel. Monthly EMIs.

Home loan

Buy, build or move to a lower rate.

Business loan

Stock, machinery, working capital.

Stay safe · सावधान

Fraud se bach ke

Never share OTP or PINWe never ask. Ever.
No fee before loanUpfront fee = fraud
Official link onlywepaisa.vitto.money
Report fraud: 1930cybercrime.gov.in
FAQ · सवाल-जवाब

Seedhe jawaab

Who gives the loan?

WePaisa (SmartCred Mantra Pvt Ltd) and its lending partners. Dhan Vibhag is a referral partner (DSA): we check eligibility and refer you. We don't lend or decide approvals.

Do you charge me anything?

No. We may earn a commission from the lender on disbursal. It doesn't change your price. Never pay anyone to get a loan approved.

How much does it cost?

From 1% interest per day plus a 10% fee and 18% GST. ₹10,000 for 30 days costs ₹3,000 interest and ₹1,180 fee + GST. Exact terms are in the lender's Key Fact Statement.

Does checking affect my CIBIL?

No. Our check only uses your answers. The lender checks your credit only when you apply with them.

Which states are covered?

Haryana, Maharashtra, Rajasthan, Uttar Pradesh, Punjab, Karnataka, Madhya Pradesh, Delhi, Odisha, Bihar, Jharkhand, Gujarat, Chhattisgarh and Uttarakhand.

What if I can't repay on time?

Late payment adds charges and lowers your credit score. Talk to the lender before the due date.

Is this a government website?

No. Dhan Vibhag is a private loan referral service.

Salary day door hai? Check karo, abhi.

60 seconds · Free · No CIBIL impact

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